![]() Make sure you read everything before you apply. Here’s what we consider when you apply for a loan – whether your income is high enough to make the payments, your credit score, and how long you’ve banked with us. You also need to have a current account with us or a Barclaycard, live in the UK and be 18 or over. If you have a current account with us or a Barclaycard, we could tell you your personal rate up front – this won’t affect your credit score. A purchase made by combining this loan with any others.Purchasing property (home improvements are fine).Investments, including buying stocks and shares.You can use your loan for almost anything, apart from Personal loan questions and answers What can I use a personal loan for? We would also encourage you to refer to the terms and conditions associated with your current account, credit card or personal loan. The sooner you do this, the more likely it is we’ll be able to find a way to help you You think that you won’t be able to keep up with your repayments.Your circumstances change, particularly if what’s happened is likely to cause you difficulties in managing your account or financial problems.Your contact details change, so we can keep our records up to date.If anything isn’t right, please get in touch with us Carefully check your account statements to make sure they are accurate.Tell us as soon as possible if your card has been lost or stolen, or if you know or suspect someone is misusing your confidential information e.g.Take care of any cards, PINs, online log-in details and other security information to help prevent fraud and help us to protect your accounts.We ask you to think carefully about whether you can afford to repay the money you want to borrow and to be open in your dealings with us. ![]() We will seek to understand your overall circumstances, try and identify options that you can afford and where appropriate, provide a reference to free debt advice We will always aim to help you if we see, or you tell us, that you are having trouble financially.If you tell us about any inaccuracies, for example around the personal information we hold about you, we will act quickly to put it right.We will treat you fairly and reasonably at all times and make sure that you are provided with a high level of service.We will endeavour to make sure our products and services offer, wherever possible, the flexibility to meet your needs.We will provide you with information about our products and services and how they work, in a clear and understandable way, so that you can decide what’s best for you and your needs.We will lend responsibly and aim to provide a product that is affordable for you.This note sets out some of our key responsibilities and what we ask of you, to ensure that the relationship works well for both of us. ![]() CONVENIENT COMMUTE TO DOWNTOWN TAMPA, MACDILL AFB & GULF BEACHES.As a lender, we have a responsibility to act fairly and as part of this we have committed to follow the Standards of Lending Practice. NO CDD FEES AND LOW HOA FEE! LOCATED WITHIN MINUTES TO I75, SHOPS & RESTAURANTS. THERE IS A COVERED LANAI THAT HAS BEEN EXTENDED WITH A COVERED 12 X 36 SCREENED IN PATIO. SELLERS PAINTED THE EXTERIOR OF THE HOME, INSTALLED A PVC FENCE IN THE BACKYARD AND SCREENED IN THE FRONT ENTRY WAY. THE 4TH BEDROOM IS CURRENTLY USED AS A HOME OFFICE. THERE ARE 3 ADDITIONAL BEDROOMS AND 2ND BATH. THE MASTER BEDROOM FEATURES WALK-IN CLOSET AND MASTER BATH WITH GARDEN TUB, SEPARATE SHOWER AND DUAL VANITY. THERE IS A HUGE FAMILY ROOM THAT OPENS TO THE KITCHEN WITH BREAKFAST BAR, LOTS OF COUNTER SPACE, STAINLESS STEEL APPLIANCES AND DINETTE AREA. AS YOU ENTER THE HOME, YOU WILL FIND A COZY FOYER WITH ACCESS TO THE LARGE LIVING ROOM/DINING ROOM. GORGEOUS “CHELSEA” FLOOR PLAN BY SUAREZ HOMES IN COVENA AT BAY PARK! THIS 3-WAY SPLIT FLOOR PLAN FEATURES 4 BEDROOMS, 2 FULL BATHS WITH BEAUTIFUL LAMINATE FLOORING THROUGHOUT MOST OF THE HOME AND TILE IN THE WET AREAS. ![]()
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